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Is the Housing Market Starting To Balance Out?

Is the real estate market starting to balance out
Is the real estate market starting to balance out

For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an offer accepted. But now, inventory is rising, and things are starting to shift in many areas.


So, is the market finally balancing out? And does that mean buyers will have it a bit easier now? Here’s what you need to know.


What Makes It a Buyer’s Market or a Seller’s Market?


It all comes down to how many homes are for sale in an area compared to how many buyers want to buy there. That’s what ultimately determines who has the most leverage.


  • A Seller’s Market is when there are more buyers than homes available, so sellers hold the power. This leads to rising prices, multiple offers, and homes selling quickly – often above the asking price – because there isn’t enough to go around.


  • A Buyer’s Market is when there are more homes than buyers. In this case, the tables turn. Sellers may have to offer concessions and incentives, or negotiate more to get a deal done. That’s because buyers have more choices and can take their time making decisions.


You can see this play out over time using data from the National Association of Realtors (NAR) in the graph below:


Where the Market Stands Now


While it’s still a seller’s market in many places, buyers in certain locations have more leverage than they’ve had in years. And that’s thanks to how much inventory has grown lately. As Lance Lambert, Co-Founder of ResiClub, explains:

"Among the nation’s 200 largest metro area housing markets, 41 markets ended January 2025 with more active homes for sale than they had in pre-pandemic January 2019. These are the places where homebuyers will be able to find the most leverage or market balance in 2025."

Here’s a look at some of the strongest seller’s markets and buyer’s markets today, according to that research: Do you know how to adjust your plans based on who’s got the most negotiating power? Because an agent does.


Clever strategies can make buying in a seller’s market easier – and vice versa. And that’s exactly why you need to hire a pro. A local real estate agent knows their market like the back of their hand. They’re super familiar with what the supply and demand balance looks like and how to help their clients get a deal done either way. So, as long as you have a skilled pro by your side, it doesn’t really matter if your town is on the list or not. With their expertise, you’ll be able to plan ahead and buy (or sell) no matter what the market looks like.


Bottom Line


With inventory rising, the market may be starting to balance out – but it all depends on where you want to buy or sell.


Are you wondering if buyers or sellers have the upper hand in our area? Let’s connect so you can find out.



 

Partnering with Pineyro Capital Group Inc. for all your mortgage needs



At Pineyro Capital Group Inc., NMLS# 420112, we take pride in assisting home buyers in achieving their homeownership goals through full doc, stated and lite doc mortgage loans. With over $5 billion in originations and a commitment to excellence, we're dedicated to providing personalized service, competitive rates, and streamlined loan processes tailored to your needs. Contact us today to learn more about qualifying for a stated income mortgage loan in Florida and take the first step towards homeownership with confidence.


Disclaimer: Pineyro Capital Group Inc., NMLS# 420112, is an equal housing lender. All loan programs are subject to credit approval and property appraisal. Terms and conditions may vary. 

 

Pineyro Capital Group Inc - Your Path to Success for Residential and Commercial Mortgage Needs


 

At Pineyro Capital Group Inc., we're more than just mortgage lenders – we're your partners in achieving the dream of homeownership. With over two decades of experience serving the Florida real estate market, our team is committed to providing personalized guidance and expert advice every step of the way. Whether you're a first-time buyer exploring your options or a real estate agent seeking to support your clients, we're here to help you unlock the door to homeownership. Contact us today to learn more about all our Florida mortgage options and how we can help you turn your homeownership dreams into reality. With Pineyro Capital Group Inc. by your side, the journey to homeownership has never been more attainable. 


Join Us 


Are you ready to embark on a transformative journey as a dual-licensed real estate agent and mortgage loan originator? Join Pineyro Capital Group Inc. and become part of a dynamic team dedicated to excellence and innovation. Together, we will navigate the intricacies of dual licensing and harness its full potential to achieve unparalleled success. Contact us today to explore exciting career opportunities and take the first step towards a brighter future with Pineyro Capital Group Inc.


With Pineyro Capital Group Inc., the possibilities are limitless. 


PCG offers residential and commercial loans
PCG offers residential and commercial loans

In wrapping up, Pineyro Capital Group Inc. (PCG) emerges as a trusted cornerstone in the lending landscape, firmly rooted in the heart of Florida. Since our inception in 1998, we've been dedicated to serving our community with integrity and proficiency. Our seasoned team, boasting over 50 years of combined experience, consistently achieves an impressive 98% success rate from loan approval to closing, a testament to our unwavering commitment to our clients' satisfaction. 

   

At PCG, we pride ourselves on our versatility and comprehensive approach to lending. Whether it's a residential or commercial endeavor, we offer an extensive array of loan options tailored to suit every need. From government-backed programs like FHA, FNMA, VA, and USDA to innovative solutions in non-QM lending, we cover the full spectrum of financial possibilities. Our offerings span from traditional purchases and refinances to specialized products like reverse mortgages, bank statement loans, fix and flip financing, and ground-up construction projects, among others. 

   

We understand that each financial situation is unique, which is why we prioritize personalized service and customized solutions. Our dedication to excellence extends beyond mere transactions; it's about forging lasting relationships built on trust and reliability. Whether you're a first-time homebuyer, a seasoned investor, or a business owner seeking funding, PCG is here to guide you every step of the way. 

   

Don't hesitate to reach out to us via the provided link here or call toll-free 1 (833) 247-5626. Let us be your partner on the path to financial success, empowering you to achieve your goals with confidence and peace of mind. With Pineyro Capital Group Inc., your financial future is in capable hands.


 
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